Campbell County, TN Property Records: Search Deeds, Owners, Tax Records, and Maps

Campbell County is located in the northeastern part of Tennessee. Its county seat is Jacksboro. It is home to the Campbell County War Memorial, Hatfield Knob Elk Viewing Tower, and Norris Dam & Norris Lake. With a rich mix of Appalachian history, the county has approximately 27,458 individual tax and land parcels across 480 square miles of land. If you are researching property records in Campbell County, start with the Register of Deeds, the Assessor of Property, and the Trustee offices.

An average home in Campbell County typically goes pending in about 40 days. The local housing market is supported by employment, population growth, outdoor recreation, and the presence of retirees. Communities such as Jacksboro, LaFollette, Caryville, and Jellico make up much of the county's residential properties. Most of these properties are single-family detached homes.

Recent housing records reveal the underlying factors influencing the local real estate market, with a median home value of $121,500 and a median rent of $656, alongside a median household income of $45,117 and a median real estate tax of 0.46, expressed as a percentage of the property’s assessed value.

How to Look Up Campbell County Property Records

Through designated online portals, you can access property records in Campbell County. However, each office has different responsibilities:

Who Keeps Campbell County Property Records

You can access property records in Campbell County in accordance with the state’s Public Records Act.

• The Campbell County Register of Deeds serves as the official custodian of all recorded land documents in the county. These include deeds, deeds of trust, liens, releases, plats, and other instruments that affect the use or ownership of a property. In addition, the Register of Deeds collects recordation taxes when qualifying documents are recorded.

• The Campbell County Property Assessor is responsible for appraising and assessing taxable real property in accordance with Tennessee law. The Assessor’s work determines the assessed value used in calculating property taxes. Also, it assigns a Map-Group-Parcel number to each parcel in the county.

• The Campbell County Trustee collects tax payments, maintains tax records, and handles delinquencies in the county. Similarly, it administers the state tax relief program to eligible applicants in the county. Be aware that the Trustee is the county's tax collector. This role is separate from the trustee named in a deed of trust, who may be involved in a foreclosure process.

How to Search Campbell County Property Records Online

Campbell County property record searches typically involve visiting designated official webpages. You can access these records by following these steps:

1. Begin with the Property Look-Up portal. Select Campbell County and search using the property address, owner's name, or parcel ID to locate the desired parcel. The search results can provide information such as the current owner, property address, parcel information, classification, and sale date.
2. Continue with the US Title Search portal through the Campbell County Register of Deeds. The Register of Deeds states that its real-property records are available online through this system. You can use the recorded-document index to research deeds, deeds of trust, liens, and other instruments affecting the ownership of a property.
3. From the Register of Deeds online portal, review the property’s chain of title from the most recent recorded deed all the way to earlier transfers. Ensure that the grantor’s name listed on one deed matches the grantee’s name shown on the previous deed. If you find a gap, conduct additional title research.
4. Additionally, you can check the same Register’s index for outstanding deeds of trust, releases, liens, plats, and other instruments that can affect the ownership of a property. It is worth noting that the sworn value shown on a deed does not show the property’s last sale price. Instead, it is used for tax purposes.
5. Finally, check the Trustee’s Guest Checkout to confirm the tax status of a property. Using this portal, you can review tax information, payment history, and tax bills.

Register of Deeds: Deeds, Deeds of Trust, and Plats

The Campbell County Register of Deeds is an elected official who records all land documents in the county. The office indexes land documents by the names of the grantors and grantees, as required under state law. These land documents include deeds, deeds of trust, easements, liens, and other documents affecting ownership of property. Be aware that Tennessee requires the county Register of Deeds to collect applicable recordation taxes when qualifying documents are recorded.

You can access Campbell County's recorded land documents online through the Register of Deeds portal. The office has recorded and indexed real property records since 1804.

Assessor of Property: Ownership, Values, and Parcel Data

The Campbell County Property Assessor appraises all taxable real property in the county. The office also assigns a Map-Group-Parcel number to every property in the county. Using the Property Look-Up webpage, you can access information concerning the current owner of a property, assessed value, and other assessment-related documents.

County Trustee: Tax Bills and Payments

The Trustee serves as the property tax collector in Campbell County. The office collects tax payments, maintains tax records, and provides property owners with information about their tax bills and available payment options. Also, the office administers tax relief programs to eligible applicants in the county.

Property Tax in Campbell County: Classification, Exemptions, and Appeals

A property tax bill in Campbell County is based on the property’s assessed value and the tax rates set by the county and applicable local governments. The Campbell County Property Assessor determines the appraised value of a property. Keep in mind that Tennessee law applies an assessment ratio based on the property's classification. Residential and farm property are assessed at 25% of the appraised value. Commercial and industrial property is assessed at 40%.

How the bill is figured

The basis for calculating property taxes in Campbell County is the appraised value multiplied by the assessment ratio, which gives the assessed value. Then, the assessed value is divided by 100 and multiplied by the applicable tax rate. The tax rate is set by the appropriate local government and can vary between Campbell County and municipalities within the county.

Exemptions and relief

Appealing your value

If you believe the Assessor's appraised value does not reflect the property's current market value, file an appeal with the Campbell County Board of Equalization. You may provide supporting evidence such as comparable sales to strengthen your appeal. If the board's decision remains unfavorable, you may appeal the matter to the Tennessee State Board of Equalization.

GIS Maps and Parcel Viewer

You can access Campbell County’s Geographic Information System (GIS) and land description through the state’s TNMap system. The webpage will help you locate a Campbell County property and view its parcel boundaries, aerial imagery, zoning, and other geographic data.

Foreclosure and Tax Sales

In Campbell County, foreclosure processes typically fall into deed-of-trust foreclosures or delinquent-tax sales.

Deed-of-trust foreclosure

In Campbell County, many deed-of-trust foreclosures are completed without a traditional court case. If the borrower defaults, the trustee named in the deed of trust may begin the foreclosure process and sell the property under the power of sale, provided the required legal notices and procedures are followed. Be aware that the trustee conducting the foreclosure is not the same as the Campbell County Trustee, whose job is to collect property taxes.

Delinquent-tax sale

When property taxes remain unpaid, the county can use the court process provided under state law to collect the delinquent taxes. In Campbell County, these matters are handled through the Chancery Court, with the Clerk & Master involved in the related proceedings. Keep in mind that a tax sale does not mean the county simply transfers the property to an investor. Tennessee does not use tax-lien certificates as an investment system. After a tax sale, the former property owner may have a legal right to redeem the property by paying the required taxes, interest, costs, and other amounts. The redemption period is generally one year when the property has been delinquent for three years or less. If the property has been delinquent for more than three years, the redemption period is generally 90 days.

Costs to Access Property Records

You can record or obtain copies of Campbell County property records for a nominal fee. Some online searches may be free, while copies and recording services generally involve fees:

How to Record a Document

If you want to record an instrument in Campbell County, do so in accordance with Tennessee's recording requirements:

• Prepare the document: Make sure the document meets Tennessee's recording requirements. The first page should be prepared with 3-inch top and bottom margins and 1-inch side margins. It may also include the required signatures, notarization, legal description, preparer's information, and formatting requirements.

• State the property value: If you are recording a deed that transfers real property, include the required consideration or value information. Pay the applicable realty transfer tax unless the transaction qualifies for an exemption. If a transfer qualifies for an exemption, the applicable exemption should be shown on the document when it is presented for recording.

• Submit the document: Once the document is complete, submit it to the Campbell County Register of Deeds for recording. You can submit in person or electronically through approved recording providers such as CSC or Simplifile.

• Obtain a copy of the recorded document: After the document is recorded, you can obtain a copy from the Register of Deeds. The recorded document is added to the county's land records, allowing future searches to show the transaction and its recording information.

FAQs

Quick Reference: Your Campbell County Property Records Checklist

Key Contacts and Official Portals